How to Spot, Stop, & Report Government Imposter Scams


Government imposter scams are a growing threat, and they’re hitting close to home. In 2020 alone, more than 498,000 consumers reported imposter scams to the Federal Trade Commission (FTC). Nearly one-third of these cases involved scammers pretending to be government officials, and the damage was severe—reported losses totaled nearly $1.2 billion, with a median loss of $850.

Knowing how to spot the red flags—and what to do if you encounter a scam—can protect you and your loved ones from falling victim.


🚩 How to Spot a Government Imposter Scam

Scammers often pretend to represent legitimate government agencies, contacting you via phone calls, emails, text messages, or social media. Here are some of their most common lies:

  • “You missed jury duty.”
  •  They claim you failed to appear and must pay a fine—or face arrest.
  • “You owe taxes or debts.”
  •  Scammers threaten fines, arrest, or deportation if you don’t pay immediately.
  • “Your Social Security or Medicare benefits are suspended.”
  •  They may blame COVID-19 office closures to explain the fake suspension.
  • “You’re eligible for free COVID-19 test kits.”
  •  In exchange, they ask for personal or financial details.
  • “There’s a problem with your tax return.”
  •  They urge you to “verify” your information right away.

These tactics are all designed to scare or confuse you into giving up personal data or making a payment.


🛑 How to Stop and Report the Scam

Protecting yourself starts with knowing what not to do:

  • Don’t Share Personal Information
  •  Never give out your Social Security number, bank details, or credit/debit card information to someone who contacts you unexpectedly.
  • Don’t Make Untraceable Payments
  •  Gift cards, mobile payment apps, wire transfers, or cryptocurrency? That’s a red flag. These payment methods are nearly impossible to recover.
  • Double-Check the Source
  •  Not sure if the message is legit? Look up the agency’s official website, find their real phone number, and call them directly.
  • Report It
  •  File a report at ReportFraud.ftc.gov. Notify your bank if you've shared financial info, and spread the word to help others stay safe.



💡 Knowledge Is Protection

Scammers are constantly adapting their methods, but they rely on the same tricks: fear, urgency, and deception. Stay informed, stay skeptical, and share this post with friends and family. Your awareness could help someone avoid a devastating loss.


Source:  How to spot, stop, & report government imposter scams. American Bankers Association. (2021, March 2).