An Overdraft Line of Credit is an unsecured line of credit that is linked to a Bank of Clarke consumer checking account to cover checks and other transactions that exceed the account balance. Funds will be advanced to cover the amount of the overdraft (not to exceed the line amount) and bring the checking account to zero balance during the end of business day processing. Credit limits $500-$3500 (subject to credit approval)
Fixed rates. (The rate will be determined based on the customer’s creditworthiness.)
Not all applicants will qualify for the lowest rate.
*This product is only offered to clients in Virginia, West Virginia and DC. Annual fee of $50 is charged on the anniversary date and each subsequent year.
Please contact our Customer Contact Center at 800-650-8723 to apply or for more information.
