Please be aware of an increase in scammed emails and alerts that ask for private login information. Bank of Clarke will never ask for your password or access to your computer. Please do not give anyone personal information. If you have any questions, please contact your local branch or call 800-650-8723. To learn more about scams click here.
Auto Loans
Looking to purchase a new or used auto, refinance an existing auto loan, or need to access equity in your vehicle, then Bank of Clarke is your single source lending solution. We offer loans with flexible terms and competitive rates.
Vehicle value is based on MSRP or by a source approved by us. Minimum and maximum loan amounts apply. Please contact a consumer lender or visit a branch for specific terms, rates, available discounts, and information about loans.
| Auto Purchase- New Purchase of a new model year, current model year, or prior model year that has not previously been titled or owned. | Apply Now |
| Auto Purchase- Used Purchase of a used auto that has been previously title or owned. | Apply Now |
| Auto Refinance- New Refinance of a new model year or current model year. | Apply Now |
| Auto Refinance- Used Refinance of a prior model year or older. | Apply Now |
Auto Loan FAQ
What types of auto loans does BoC offer?
We offer multiple loan types to meet your needs:
- Purchase – Buy a new or used car from a dealership or private party.
- Refinance – Refinance a current loan or obtain cash out on a vehicle with no current loans.
What information do I need to apply for an auto loan?
You’ll need to know how much you want to borrower, plus the following for all loan applicants:
- Current employment information
- Gross Annual Income
- Housing Information
Will my credit get checked when I apply for a car loan?
- Yes. As with most loan, your approval and interest rate depend, in part, on your credit score and history.
What are my next steps after being approved?
- A member of the BoC Consumer Lending Team will work with you to e-sign documents or close at a local branch office, and provide funding for the loan.
Do I have to pay a fee to apply or to payoff my loan early?
- No. BoC doesn’t charge a fee to apply or any penalties for paying off a loan early. You’re free to pay off part of the loan or the whole thing at any time. Paying off your loan early saves you money and interest.
Motorcycles, ATV, Boats, Small Equipment
Looking for a solution to make other types of purchases? Bank of Clarke offers solutions for a variety of collateral types. We offer loans with flexible terms and competitive rates.
Value is based on MSRP or by a source approved by us. Minimum and maximum loan amounts apply. Please contact a consumer lender or visit a branch for specific terms, rates, available discounts, and information about loans.
Boats |
| Motorcycles |
| Other Consumer Loans Purchase/refinance ATV or Small Equipment | Apply Now |
RV Loans
Value is based on MSRP or by a source approved by us. Minimum and maximum loan amounts apply. Please contact a consumer lender or visit a branch for specific terms, rates, available discounts, and information about loans.
| Recreational Vehicles |
For more information, contact a consumer lender or visit a branch.